5 Minutes with… Ricardo, dmca Associate Director

Get to know more about Ricardo, dmca Associate Director and Chartered Accountant.

Tell us about what you do at dmca and your favourite thing about it.

As a part-owner and Associate Director, I work with clients on tax and business advisory services while leading a talented team of accountants who help deliver the high-quality outcomes our clients rely on. What I enjoy most is the strong, long-term relationships I’ve built with clients—being able to provide guidance, solve challenges, and support them through all aspects of tax and business.

What are you most grateful for?

I am most grateful for the opportunity of becoming a father to two beautiful boys and having an amazing wife, Nicole – my anchor, or as some may say, ride or die. 

What’s the best advice you have ever been given about money and finance?

Good advice costs less than bad decisions. Surround yourself with the right people early, and you’ll avoid expensive mistakes later.

What do you do outside work to unwind? 

I enjoy hitting the gym for group fitness sessions—not only to stay fit and healthy, but also for the fun challenge of trying to keep up with the class while leaving any worries at the door.

What’s one thing most people don’t know about you? 

Most people don’t know that I’m an identical twin—so if you ever bump into ‘me’ outside of work, there’s a chance it might actually be my brother!

What’s the one thing you can’t do without (and why)? My morning coffee – I have a saying in the office: the lights might be on, but nobody is home until I’ve had it.

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